Last updated: 15 January 2026
Terms and Conditions
These Terms and Conditions govern access to and use of uteoafa.com, owned by Uteoafa, with RUC 1793214578001 and registered address at Av. Amazonas N39-123 y Arízaga, Quito, Ecuador. By accessing the site, you accept these terms.
1. Nature of the site
Uteoafa is an editorial and informative portal on real estate crowdlending and the real estate market in Ecuador. It is not an investment platform, it does not collect funds from the public, it does not manage projects and it does not broker securities market operations.
2. Permitted use
The content is for personal, informative and educational use. It may not be reproduced for commercial purposes without the prior written authorisation of Uteoafa. Any use that may damage the reputation or operation of the site is prohibited.
3. No advice
The information published does not constitute financial, legal or tax advice. Before making any lending or investment decision, you must consult an adviser duly authorised by the Superintendency of Companies, Securities and Insurance of Ecuador.
4. Newsletter subscription
The newsletter subscription is free and voluntary. By subscribing, you agree to receive periodic educational communications. You may unsubscribe at any time.
5. Intellectual property
The texts, images, logos and designs on the site are the property of Uteoafa or its licensors and are protected by Ecuadorian and international intellectual property law.
6. External links
The site may contain links to third parties for informational purposes. Uteoafa does not control and assumes no responsibility for the content, policies or practices of those external sites.
7. Limitation of liability
Uteoafa shall not be liable for losses, direct or indirect damages, or loss of profits arising from the use of the site, the accuracy of the information published or decisions made based on it.
8. Applicable law
These terms are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the city of Quito, with the parties waiving any other jurisdiction.